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Barbara Cole
Barbara Cole
Mortgage Consultant

225 4th Street NW
Hickory, NC 28601

Bus: (828) 267-1047
Cell: (828) 244-3613
Fax: (828) 326-7184
Email: bcole@capitalbank-nc.com
Business Hours: 9:00 am to 5:00 pm Monday – Friday (after hours by appointment)

Barbara Cole, Vice President and Mortgage Consultant for Capital Bank has worked in the mortgage industry for over 23 years.  A native of North Carolina, Barbara currently serves markets such as Catawba, Caldwell, Burke, Alexander, Gaston and other Western North Carolina counties.  Barbara has experience with a variety of mortgage products such as first time homebuyer, conventional, construction to permanent loans as well as adjustable rate loans.

Capital Bank Benefits
Still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
I can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-qualifications
I offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
I offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. I offer easy to understand explanations of each program on the site and I am just a call or e-mail away!
Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 5.375%  5.521%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.869%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 4.625%  7.005%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 4.625%  6.594%  0.000%
Assumptions